:root{
  --navy:#0c2b45;
  --navy-2:#123a5c;
  --blue:#1fadec;      /* brand blue from original site */
  --blue-d:#0b84bd;
  --blue-l:#e7f6fd;
  --sand:#f6f2ea;
  --sage:#6f8f7a;
  --ink:#16222e;
  --muted:#5a6773;
  --line:#dde4ea;
  --white:#fff;
  --radius:14px;
  --shadow:0 10px 30px -12px rgba(12,43,69,.25);
  --max:1180px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;font-family:Inter,system-ui,-apple-system,Segoe UI,Roboto,sans-serif;color:var(--ink);background:var(--white);line-height:1.6;font-size:17px}
img{max-width:100%;display:block}
a{color:var(--blue-d)}
h1,h2,h3,h4{line-height:1.15;margin:0 0 .5em;color:var(--navy);letter-spacing:-.02em}
h1{font-size:clamp(2.1rem,4.6vw,3.6rem);font-weight:800}
h2{font-size:clamp(1.7rem,3vw,2.5rem);font-weight:750}
h3{font-size:1.2rem;font-weight:700}
p{margin:0 0 1em}
.container{max-width:var(--max);margin:0 auto;padding:0 24px}
.eyebrow{display:inline-block;font-size:.78rem;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--blue-d);margin-bottom:.9rem}
.lead{font-size:1.15rem;color:var(--muted);max-width:640px}
.skip{position:absolute;left:-999px}.skip:focus{left:12px;top:12px;background:#fff;padding:8px 12px;z-index:100}

/* buttons */
.btn{display:inline-flex;align-items:center;gap:.55rem;padding:.9rem 1.4rem;border-radius:999px;font-weight:650;font-size:1rem;text-decoration:none;border:2px solid transparent;cursor:pointer;transition:transform .15s,background .15s,box-shadow .15s;font-family:inherit;line-height:1.2}
.btn svg{width:18px;height:18px;flex:none}
.btn-primary{background:var(--blue);color:#04263b;box-shadow:0 8px 20px -8px rgba(31,173,236,.7)}
.btn-primary:hover{background:#45bdf1;transform:translateY(-1px)}
.btn-dark{background:var(--navy);color:#fff}
.btn-dark:hover{background:var(--navy-2)}
.btn-ghost{border-color:rgba(255,255,255,.45);color:#fff}
.btn-ghost:hover{background:rgba(255,255,255,.1)}
.btn-outline{border-color:var(--navy);color:var(--navy);background:transparent}
.btn-outline:hover{background:var(--navy);color:#fff}

/* top bar + header */
.topbar{background:var(--navy);color:#cfe2ef;font-size:.85rem}
.topbar .container{display:flex;justify-content:space-between;gap:16px;padding-top:8px;padding-bottom:8px;flex-wrap:wrap}
.topbar a{color:#fff;text-decoration:none}
.topbar span{white-space:nowrap}
.site-header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.96);backdrop-filter:blur(8px);border-bottom:1px solid var(--line)}
.site-header .container{display:flex;align-items:center;justify-content:space-between;height:76px;gap:20px}
.brand{display:flex;align-items:center;gap:12px;text-decoration:none;color:var(--navy)}
.brand-mark{width:42px;height:42px;flex:none}
.brand-text{display:flex;flex-direction:column;line-height:1.05}
.brand-text strong{font-size:1.12rem;font-weight:800;letter-spacing:-.01em}
.brand-text small{font-size:.7rem;letter-spacing:.16em;text-transform:uppercase;color:var(--blue-d);font-weight:700;margin-top:4px}
.nav{display:flex;align-items:center;gap:4px}
.nav a{color:var(--ink);text-decoration:none;font-weight:550;font-size:.95rem;padding:.5rem .8rem;border-radius:8px}
.nav a:hover{background:var(--blue-l)}
.nav a[aria-current=page]{color:var(--blue-d)}
.nav .btn{margin-left:8px;padding:.65rem 1.1rem;color:#04263b}
.nav-toggle{display:none;background:none;border:0;width:44px;height:44px;border-radius:10px;cursor:pointer;color:var(--navy)}
.nav-toggle svg{width:26px;height:26px}
@media (max-width:960px){
  .nav-toggle{display:inline-flex;align-items:center;justify-content:center}
  .nav{position:absolute;top:100%;left:0;right:0;max-height:calc(100vh - 80px);overflow:auto;background:#fff;flex-direction:column;align-items:stretch;padding:12px 20px 24px;border-bottom:1px solid var(--line);box-shadow:var(--shadow);transform:translateY(-8px);opacity:0;visibility:hidden;transition:.2s}
  .nav.open{transform:none;opacity:1;visibility:visible}
  .nav a{padding:.85rem .5rem;font-size:1.05rem;border-bottom:1px solid var(--line);border-radius:0}
  .nav .btn{margin:14px 0 0;justify-content:center;border-radius:999px;border-bottom:0}
  .topbar .hide-sm{display:none}
}

/* hero */
.hero{position:relative;background:linear-gradient(170deg,var(--navy) 0%,#0f3b5f 55%,#13527d 100%);color:#fff;overflow:hidden}
.hero .container{position:relative;z-index:2;padding-top:88px;padding-bottom:180px;display:grid;grid-template-columns:1.25fr .9fr;gap:48px;align-items:center}
.hero h1{color:#fff}
.hero h1 em{font-style:normal;color:var(--blue)}
.hero .lead{color:#c9dceb}
.hero .eyebrow{color:#8fd8f8}
.hero-ctas{display:flex;gap:12px;flex-wrap:wrap;margin-top:28px}
.hero-landscape{position:absolute;left:0;right:0;bottom:-1px;width:100%;height:auto;z-index:1}
.hero-card{background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.16);border-radius:20px;padding:28px;backdrop-filter:blur(6px)}
.hero-card h3{color:#fff;font-size:1.05rem;margin-bottom:16px}
.hero-card ul{list-style:none;margin:0;padding:0;display:grid;gap:14px}
.hero-card li{display:flex;gap:12px;align-items:flex-start;color:#dbe9f3;font-size:.98rem}
.hero-card li svg{width:22px;height:22px;flex:none;color:var(--blue);margin-top:2px}
.page-hero{background:linear-gradient(170deg,var(--navy),#14496f);color:#fff;position:relative;overflow:hidden}
.page-hero .container{padding-top:64px;padding-bottom:110px;position:relative;z-index:2}
.page-hero h1{color:#fff;font-size:clamp(2rem,4vw,3rem)}
.page-hero .lead{color:#c9dceb}
.page-hero .eyebrow{color:#8fd8f8}
.crumbs{font-size:.85rem;color:#9fc2da;margin-bottom:14px}
.crumbs a{color:#cfe6f5;text-decoration:none}

/* sections */
section{padding:88px 0}
.section-sand{background:var(--sand)}
.section-blue{background:var(--blue-l)}
.section-head{max-width:720px;margin-bottom:44px}
.section-head.center{margin-left:auto;margin-right:auto;text-align:center}
.section-head.center .lead{margin-left:auto;margin-right:auto}

/* trust strip */
.trust{margin-top:-64px;position:relative;z-index:3;padding:0}
.trust-grid{display:grid;grid-template-columns:repeat(4,1fr);background:#fff;border-radius:18px;box-shadow:var(--shadow);border:1px solid var(--line)}
.trust-item{padding:26px 24px;border-right:1px solid var(--line)}
.trust-item:last-child{border-right:0}
.trust-item strong{display:block;font-size:1.5rem;color:var(--navy);font-weight:800;letter-spacing:-.02em}
.trust-item span{color:var(--muted);font-size:.92rem}

/* coverage cards */
.grid{display:grid;gap:22px}
.g-4{grid-template-columns:repeat(4,1fr)}
.g-3{grid-template-columns:repeat(3,1fr)}
.g-2{grid-template-columns:repeat(2,1fr)}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:26px;transition:transform .2s,box-shadow .2s,border-color .2s}
.card:hover{transform:translateY(-3px);box-shadow:var(--shadow);border-color:#c5e3f2}
.card p{color:var(--muted);font-size:.96rem;margin-bottom:0}
.card .ico{width:52px;height:52px;border-radius:14px;background:var(--blue-l);color:var(--blue-d);display:flex;align-items:center;justify-content:center;margin-bottom:16px}
.card .ico svg{width:28px;height:28px}
a.card{text-decoration:none;color:inherit;display:block}
.card .more{display:inline-flex;align-items:center;gap:6px;margin-top:14px;font-weight:650;color:var(--blue-d);font-size:.92rem}
.chips{display:flex;flex-wrap:wrap;gap:10px}
.chip{display:inline-flex;align-items:center;gap:8px;background:#fff;border:1px solid var(--line);border-radius:999px;padding:.5rem .95rem;font-size:.93rem;font-weight:550;color:var(--navy)}
.chip svg{width:18px;height:18px;color:var(--blue-d)}

/* split */
.split{display:grid;grid-template-columns:1fr 1fr;gap:64px;align-items:center}
.checklist{list-style:none;padding:0;margin:20px 0 0;display:grid;gap:14px}
.checklist li{display:flex;gap:12px;align-items:flex-start}
.checklist li svg{width:22px;height:22px;flex:none;color:var(--sage);margin-top:3px}
.quote-panel{background:var(--navy);color:#e4eef6;border-radius:22px;padding:40px;position:relative;overflow:hidden}
.quote-panel h3{color:#fff;font-size:1.5rem}
.quote-panel .big{font-size:1.35rem;line-height:1.45;color:#fff;font-weight:600}
.quote-panel .attr{color:#8fd8f8;font-size:.9rem;margin-top:12px}
.quote-panel svg.bg{position:absolute;right:-40px;bottom:-40px;width:240px;opacity:.12;color:var(--blue)}

/* steps */
.steps{counter-reset:s;display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.step{background:#fff;border-radius:var(--radius);padding:28px;border:1px solid var(--line);position:relative}
.step::before{counter-increment:s;content:counter(s,decimal-leading-zero);font-weight:800;font-size:.85rem;color:var(--blue-d);background:var(--blue-l);border-radius:999px;padding:.3rem .7rem;display:inline-block;margin-bottom:14px;letter-spacing:.06em}
.step p{color:var(--muted);margin:0;font-size:.97rem}

/* product list */
.prod-list{display:grid;grid-template-columns:repeat(2,1fr);gap:18px}
.prod{display:flex;gap:18px;background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:22px}
.prod .ico{width:48px;height:48px;border-radius:12px;background:var(--blue-l);color:var(--blue-d);display:flex;align-items:center;justify-content:center;flex:none}
.prod .ico svg{width:26px;height:26px}
.prod h3{margin-bottom:.25em;font-size:1.08rem}
.prod p{margin:0;color:var(--muted);font-size:.96rem}
.tags{display:flex;flex-wrap:wrap;gap:8px;margin-top:8px}
.tag{font-size:.8rem;background:var(--sand);border-radius:6px;padding:.2rem .55rem;color:var(--navy);font-weight:550}

/* faq */
.faq{max-width:840px;margin:0 auto}
.faq details{background:#fff;border:1px solid var(--line);border-radius:12px;margin-bottom:12px;padding:0 22px}
.faq summary{cursor:pointer;list-style:none;padding:20px 0;font-weight:650;color:var(--navy);display:flex;justify-content:space-between;gap:16px;align-items:center}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";font-size:1.5rem;color:var(--blue-d);font-weight:400;line-height:1}
.faq details[open] summary::after{content:"–"}
.faq details p{color:var(--muted);padding-bottom:20px;margin:0}

/* CTA band */
.cta-band{background:linear-gradient(120deg,var(--blue-d),var(--blue));color:#fff;border-radius:24px;padding:52px;display:flex;justify-content:space-between;align-items:center;gap:32px;flex-wrap:wrap}
.cta-band h2{color:#fff;margin:0 0 .3em}
.cta-band p{margin:0;color:#e9f7fe}
.cta-band .btn-dark{background:var(--navy)}
.cta-band .actions{display:flex;gap:12px;flex-wrap:wrap}

/* resource cards */
.res-card{display:flex;flex-direction:column;background:#fff;border:1px solid var(--line);border-radius:18px;padding:30px}
.res-card .ico{width:56px;height:56px;border-radius:16px;background:var(--navy);color:var(--blue);display:flex;align-items:center;justify-content:center;margin-bottom:18px}
.res-card .ico svg{width:30px;height:30px}
.res-card ul{padding-left:1.1em;color:var(--muted);margin:0 0 1.2em}
.res-card ul li{margin-bottom:.35em}
.res-card .btn{margin-top:auto;align-self:flex-start}
.doc-link{display:flex;align-items:center;gap:14px;padding:18px 20px;border:1px solid var(--line);border-radius:12px;background:#fff;text-decoration:none;color:var(--navy);font-weight:600}
.doc-link:hover{border-color:var(--blue)}
.doc-link small{display:block;color:var(--muted);font-weight:450;font-size:.86rem}
.doc-link svg{width:30px;height:30px;color:var(--blue-d);flex:none}

/* contact */
.contact-grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:40px;align-items:start}
.info-list{list-style:none;padding:0;margin:0;display:grid;gap:18px}
.info-list li{display:flex;gap:14px}
.info-list .ico{width:44px;height:44px;border-radius:12px;background:var(--blue-l);color:var(--blue-d);display:flex;align-items:center;justify-content:center;flex:none}
.info-list .ico svg{width:22px;height:22px}
.info-list strong{display:block;color:var(--navy)}
.info-list a{text-decoration:none}
.map{border:0;width:100%;height:360px;border-radius:18px;display:block}

/* forms */
.form-card{background:#fff;border:1px solid var(--line);border-radius:20px;padding:34px;box-shadow:var(--shadow)}
.field{display:flex;flex-direction:column;gap:6px;margin-bottom:16px;min-width:0}
.field label,.field .lbl{font-weight:600;font-size:.92rem;color:var(--navy)}
.field input,.field select,.field textarea{font:inherit;font-size:1rem;padding:.75rem .9rem;border:1.5px solid var(--line);border-radius:10px;background:#fbfcfd;color:var(--ink);width:100%;min-width:0}
.field input:focus,.field select:focus,.field textarea:focus{outline:none;border-color:var(--blue);box-shadow:0 0 0 4px rgba(31,173,236,.18);background:#fff}
.field textarea{min-height:120px;resize:vertical}
.row{display:grid;grid-template-columns:1fr 1fr;gap:0 16px}
.row-3{display:grid;grid-template-columns:repeat(3,1fr);gap:0 16px}
.radios{display:flex;gap:10px;flex-wrap:wrap}
.radios label{display:inline-flex;gap:6px;align-items:center;font-weight:500;border:1.5px solid var(--line);padding:.45rem .85rem;border-radius:999px;cursor:pointer;font-size:.92rem}
.yn-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:4px 20px}
.yn{display:flex;justify-content:space-between;align-items:center;gap:12px;padding:10px 0;border-bottom:1px solid var(--line);font-size:.94rem}
.yn .radios label{padding:.3rem .7rem}
.form-note{display:none;margin-top:16px;background:var(--blue-l);border:1px solid #bfe6f8;color:var(--navy);padding:14px 16px;border-radius:12px;font-weight:550}
.form-note.show{display:block}
.fine{font-size:.85rem;color:var(--muted)}
fieldset{border:0;padding:0;margin:0 0 8px;min-width:0}
legend{font-weight:750;color:var(--navy);font-size:1.05rem;margin-bottom:12px;padding:0}
.subhead{font-size:.78rem;letter-spacing:.12em;text-transform:uppercase;color:var(--blue-d);font-weight:700;margin:18px 0 10px;border-top:1px solid var(--line);padding-top:18px}

/* quote wizard */
.wizard{display:grid;grid-template-columns:280px 1fr;gap:32px;align-items:start}
.progress{position:sticky;top:100px;background:#fff;border:1px solid var(--line);border-radius:18px;padding:22px}
.progress ol{list-style:none;margin:0;padding:0;display:grid;gap:4px}
.progress li{display:flex;align-items:center;gap:12px;padding:10px;border-radius:10px;color:var(--muted);font-weight:550;font-size:.95rem}
.progress li .n{width:30px;height:30px;border-radius:50%;border:2px solid var(--line);display:flex;align-items:center;justify-content:center;font-size:.85rem;font-weight:700;flex:none;background:#fff}
.progress li.active{background:var(--blue-l);color:var(--navy)}
.progress li.active .n{border-color:var(--blue);background:var(--blue);color:#04263b}
.progress li.done .n{border-color:var(--sage);background:var(--sage);color:#fff}
.progress .fine{margin:16px 0 0}
.wstep{display:none}
.wstep.active{display:block;animation:fade .3s ease}
@keyframes fade{from{opacity:0;transform:translateY(6px)}to{opacity:1;transform:none}}
.type-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(150px,1fr));gap:12px}
.type-opt input{position:absolute;opacity:0;pointer-events:none}
.type-opt span{display:flex;flex-direction:column;align-items:flex-start;gap:10px;padding:18px;border:1.5px solid var(--line);border-radius:14px;cursor:pointer;font-weight:650;color:var(--navy);transition:.15s;height:100%}
.type-opt span svg{width:28px;height:28px;color:var(--blue-d)}
.type-opt input:checked+span{border-color:var(--blue);background:var(--blue-l);box-shadow:0 0 0 3px rgba(31,173,236,.2)}
.type-opt input:focus-visible+span{outline:2px solid var(--blue-d)}
.type-opt{position:relative}
.wnav{display:flex;justify-content:space-between;gap:12px;margin-top:26px;padding-top:22px;border-top:1px solid var(--line)}
.err{color:#b4232a;font-size:.88rem;font-weight:600;display:none;margin-top:8px}
.err.show{display:block}
.typeblock{display:none}
.typeblock.show{display:block}
.repeat{border:1px dashed #c9d6e0;border-radius:14px;padding:18px 18px 4px;margin-bottom:14px;background:#fcfdfe}
.repeat h4{font-size:.95rem;margin-bottom:12px}
.review-list{display:grid;gap:8px;margin:0;padding:0;list-style:none}
.review-list li{display:flex;justify-content:space-between;gap:16px;border-bottom:1px solid var(--line);padding:8px 0;font-size:.95rem}
.review-list li span:first-child{color:var(--muted)}
.review-list li span:last-child{font-weight:600;color:var(--navy);text-align:right;overflow-wrap:anywhere}

/* boat guide */
.boat-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.boat{background:#fff;border:1px solid var(--line);border-radius:14px;padding:22px}
.boat .num{font-size:.78rem;font-weight:800;color:var(--blue-d);letter-spacing:.08em}
.boat h3{margin:.25em 0 .35em;font-size:1.1rem}
.boat p{margin:0;color:var(--muted);font-size:.95rem}
.group-title{display:flex;align-items:center;gap:12px;margin:40px 0 18px}
.group-title:first-child{margin-top:0}
.group-title svg{width:30px;height:30px;color:var(--blue-d)}
.group-title h2{margin:0;font-size:1.5rem}

/* footer */
.site-footer{background:var(--navy);color:#b7cadb;padding:72px 0 28px;font-size:.95rem}
.site-footer a{color:#e3eef7;text-decoration:none}
.site-footer a:hover{color:var(--blue)}
.foot-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1.1fr;gap:40px}
.site-footer h4{color:#fff;font-size:.8rem;letter-spacing:.14em;text-transform:uppercase;margin-bottom:16px}
.site-footer ul{list-style:none;margin:0;padding:0;display:grid;gap:8px}
.site-footer .brand{color:#fff;margin-bottom:16px}
.site-footer .brand-text small{color:var(--blue)}
.foot-bottom{border-top:1px solid rgba(255,255,255,.12);margin-top:48px;padding-top:22px;display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap;font-size:.85rem;color:#8ea7bb}

/* mobile call bar */
.callbar{display:none}
@media (max-width:700px){
  .callbar{display:flex;position:fixed;left:0;right:0;bottom:0;z-index:60;background:#fff;border-top:1px solid var(--line);padding:10px 12px;gap:10px;box-shadow:0 -6px 20px -10px rgba(0,0,0,.25)}
  .callbar a{flex:1;justify-content:center;padding:.8rem 1rem}
  body{padding-bottom:72px}
}

/* reveal: content visible unless JS adds .js */
.js .reveal{opacity:0;transform:translateY(18px);transition:opacity .6s ease,transform .6s ease}
.js .reveal.in{opacity:1;transform:none}
@media (prefers-reduced-motion:reduce){.js .reveal{opacity:1;transform:none;transition:none}}

/* responsive */
@media (max-width:1024px){
  .g-4{grid-template-columns:repeat(2,1fr)}
  .foot-grid{grid-template-columns:1fr 1fr}
}
@media (max-width:900px){
  .hero .container{grid-template-columns:1fr;padding-top:56px;padding-bottom:140px}
  .split,.contact-grid,.wizard{grid-template-columns:1fr;gap:32px}
  .progress{position:static}
  .progress ol{grid-template-columns:repeat(4,1fr);gap:6px}
  .progress li{flex-direction:column;gap:6px;text-align:center;font-size:.75rem;padding:8px 4px}
  .progress .fine{display:none}
  .g-3,.steps,.boat-grid{grid-template-columns:1fr 1fr}
  .trust-grid{grid-template-columns:1fr 1fr}
  .trust-item:nth-child(2){border-right:0}
  .trust-item:nth-child(-n+2){border-bottom:1px solid var(--line)}
  .prod-list{grid-template-columns:1fr}
}
@media (max-width:640px){
  body{font-size:16px}
  .container{padding:0 16px}
  section{padding:60px 0}
  .g-4,.g-3,.g-2,.steps,.boat-grid{grid-template-columns:1fr}
  .row,.row-3,.yn-grid{grid-template-columns:1fr}
  .yn{flex-wrap:wrap;gap:8px}
  .yn > span:first-child{flex:1 1 100%}
  .foot-grid{grid-template-columns:1fr}
  .cta-band{padding:32px 24px}
  .form-card{padding:22px 18px}
  .quote-panel{padding:28px}
  .hero-ctas .btn{flex:1 1 100%;justify-content:center}
  .trust-item{padding:18px 16px}
  .trust-item strong{font-size:1.2rem}
  .topbar .container{justify-content:center}
  .brand-text strong{font-size:1rem}
  .wnav .btn{padding:.8rem 1.1rem}
}

@media (min-width:1025px){.boat-grid.four{grid-template-columns:repeat(4,1fr)}}