/* New Redwood Insurance Services — redesign concept */
:root{
  --redwood:#7A2508;
  --redwood-600:#943114;
  --redwood-300:#D67854;
  --forest:#16302A;
  --forest-700:#1F3F36;
  --moss:#4C6B5C;
  --cream:#F7F2EB;
  --sand:#EEE6DA;
  --line:#E3DBCF;
  --ink:#1A1C1D;
  --muted:#5D6264;
  --white:#fff;
  --radius:18px;
  --radius-sm:12px;
  --shadow:0 1px 2px rgba(22,48,42,.06),0 8px 28px rgba(22,48,42,.08);
  --shadow-lg:0 20px 60px rgba(22,48,42,.18);
  --max:1200px;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{font-family:'Inter',system-ui,-apple-system,Segoe UI,Roboto,sans-serif;color:var(--ink);background:var(--white);line-height:1.6;font-size:16px;-webkit-font-smoothing:antialiased}
img{max-width:100%;display:block}
a{color:inherit;text-decoration:none}
button,input,select,textarea{font:inherit;color:inherit}
.container{width:100%;max-width:var(--max);margin:0 auto;padding:0 24px}
h1,h2,h3,h4{line-height:1.12;letter-spacing:-.025em;font-weight:700}
h1{font-size:clamp(2.4rem,5.4vw,4.25rem);letter-spacing:-.035em}
h2{font-size:clamp(1.9rem,3.6vw,2.85rem)}
h3{font-size:1.25rem;letter-spacing:-.015em}
p{color:var(--muted)}
.eyebrow{display:inline-flex;align-items:center;gap:8px;font-size:.78rem;font-weight:600;letter-spacing:.12em;text-transform:uppercase;color:var(--redwood)}
.eyebrow::before{content:"";width:22px;height:2px;background:currentColor;border-radius:2px}
.lead{font-size:1.15rem;max-width:620px}
.section{padding:96px 0}
.section-sm{padding:64px 0}
.bg-cream{background:var(--cream)}
.bg-forest{background:var(--forest);color:var(--cream)}
.bg-forest p{color:rgba(247,242,235,.75)}
.bg-forest .eyebrow{color:var(--redwood-300)}
.section-head{display:flex;justify-content:space-between;align-items:flex-end;gap:32px;margin-bottom:48px;flex-wrap:wrap}
.section-head > div{max-width:640px}
.section-head h2{margin-top:12px}
.section-head p{margin-top:14px}
.center{text-align:center}
.center .section-head,.section-head.center{justify-content:center;text-align:center}
.center .eyebrow::before{display:none}

/* Buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;padding:14px 24px;border-radius:999px;font-weight:600;font-size:.98rem;border:1.5px solid transparent;transition:.2s ease;cursor:pointer;white-space:nowrap}
.btn svg{width:18px;height:18px}
.btn-primary{background:var(--redwood);color:#fff}
.btn-primary:hover{background:var(--redwood-600);transform:translateY(-1px);box-shadow:0 8px 22px rgba(122,37,8,.3)}
.btn-ghost{border-color:rgba(255,255,255,.4);color:#fff}
.btn-ghost:hover{background:rgba(255,255,255,.1);border-color:#fff}
.btn-outline{border-color:var(--line);color:var(--ink);background:#fff}
.btn-outline:hover{border-color:var(--ink)}
.btn-light{background:var(--cream);color:var(--forest)}
.btn-light:hover{background:#fff}
.link-arrow{display:inline-flex;align-items:center;gap:6px;font-weight:600;color:var(--redwood);font-size:.95rem}
.link-arrow svg{width:16px;height:16px;transition:transform .2s}
.link-arrow:hover svg{transform:translateX(3px)}

/* Topbar + header */
.topbar{background:var(--forest);color:rgba(247,242,235,.85);font-size:.83rem}
.topbar .container{display:flex;justify-content:space-between;align-items:center;height:40px;gap:16px}
.topbar a:hover{color:#fff}
.topbar-left,.topbar-right{display:flex;gap:22px;align-items:center}
.topbar svg{width:14px;height:14px;vertical-align:-2px;margin-right:6px;opacity:.8}
.site-header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.94);backdrop-filter:saturate(180%) blur(14px);-webkit-backdrop-filter:saturate(180%) blur(14px);border-bottom:1px solid transparent;transition:border-color .2s,box-shadow .2s}
.site-header.scrolled{border-color:var(--line);box-shadow:0 4px 20px rgba(22,48,42,.06)}
.nav{display:flex;align-items:center;justify-content:space-between;height:78px;gap:24px}
.brand img{height:58px;width:auto}
.menu{display:flex;align-items:center;gap:4px;list-style:none}
.menu > li{position:relative}
.menu > li > a{display:flex;align-items:center;gap:4px;padding:10px 14px;border-radius:999px;font-weight:500;font-size:.95rem;color:#2c2f30;transition:.15s}
.menu > li > a:hover,.menu > li > a.active{color:var(--redwood);background:var(--cream)}
.menu .chev{width:14px;height:14px;opacity:.6}
.dropdown{position:absolute;top:calc(100% + 8px);left:50%;transform:translate(-50%,6px);background:#fff;border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow-lg);padding:10px;min-width:280px;opacity:0;visibility:hidden;transition:.18s ease;list-style:none}
.dropdown.wide{min-width:520px;display:grid;grid-template-columns:1fr 1fr;gap:2px}
.menu > li:hover .dropdown,.menu > li:focus-within .dropdown{opacity:1;visibility:visible;transform:translate(-50%,0)}
.dropdown::before{content:"";position:absolute;top:-12px;left:0;right:0;height:12px}
.dropdown a{display:block;padding:9px 12px;border-radius:10px;font-size:.92rem;color:#2c2f30}
.dropdown a:hover{background:var(--cream);color:var(--redwood)}
.nav-cta{display:flex;align-items:center;gap:14px}
.nav-phone{font-weight:600;font-size:.92rem;display:flex;align-items:center;gap:8px}
.nav-phone svg{width:16px;height:16px;color:var(--redwood)}
.burger{display:none;width:46px;height:46px;border-radius:12px;border:1px solid var(--line);background:#fff;align-items:center;justify-content:center;cursor:pointer}
.burger svg{width:22px;height:22px}

/* Mobile drawer */
.drawer{position:fixed;inset:0;z-index:100;pointer-events:none}
.drawer-backdrop{position:absolute;inset:0;background:rgba(22,48,42,.45);opacity:0;transition:.25s}
.drawer-panel{position:absolute;top:0;right:0;height:100%;width:min(380px,90vw);background:#fff;transform:translateX(100%);transition:transform .3s ease;display:flex;flex-direction:column;overflow-y:auto}
.drawer.open{pointer-events:auto}
.drawer.open .drawer-backdrop{opacity:1}
.drawer.open .drawer-panel{transform:none}
.drawer-head{display:flex;justify-content:space-between;align-items:center;padding:16px 20px;border-bottom:1px solid var(--line)}
.drawer-head img{height:44px}
.drawer nav{padding:12px 20px;flex:1}
.drawer details{border-bottom:1px solid var(--line)}
.drawer summary{list-style:none;display:flex;justify-content:space-between;align-items:center;padding:16px 0;font-weight:600;cursor:pointer}
.drawer summary::-webkit-details-marker{display:none}
.drawer summary svg{width:18px;height:18px;transition:transform .2s}
.drawer details[open] summary svg{transform:rotate(180deg)}
.drawer details a{display:block;padding:8px 0 8px 12px;color:var(--muted);font-size:.95rem}
.drawer details div{padding-bottom:12px}
.drawer .solo{display:block;padding:16px 0;font-weight:600;border-bottom:1px solid var(--line)}
.drawer-foot{padding:20px;display:grid;gap:10px;border-top:1px solid var(--line);background:var(--cream)}

/* Hero */
.hero{position:relative;color:#fff;overflow:hidden;isolation:isolate}
.hero-bg{position:absolute;inset:0;z-index:-2}
.hero-bg img{width:100%;height:100%;object-fit:cover}
.hero::before{content:"";position:absolute;inset:0;z-index:-1;background:linear-gradient(100deg,rgba(14,32,27,.94) 0%,rgba(14,32,27,.82) 42%,rgba(14,32,27,.35) 100%)}
.hero-inner{display:grid;grid-template-columns:1.25fr .9fr;gap:56px;align-items:center;padding:104px 0 112px}
.hero .eyebrow{color:var(--redwood-300)}
.hero h1{margin:18px 0 22px}
.hero h1 em{font-style:normal;color:var(--redwood-300)}
.hero p.lead{color:rgba(255,255,255,.82)}
.hero-actions{display:flex;gap:14px;margin-top:34px;flex-wrap:wrap}
.hero-stats{display:flex;gap:40px;margin-top:52px;padding-top:28px;border-top:1px solid rgba(255,255,255,.16);flex-wrap:wrap}
.hero-stats strong{display:block;font-size:1.6rem;letter-spacing:-.02em}
.hero-stats span{font-size:.85rem;color:rgba(255,255,255,.65)}
.quote-card{background:#fff;color:var(--ink);border-radius:24px;padding:30px;box-shadow:var(--shadow-lg)}
.quote-card h3{font-size:1.35rem}
.quote-card p{font-size:.93rem;margin:6px 0 20px}
.chips{display:grid;grid-template-columns:1fr 1fr;gap:10px}
.chip{display:flex;align-items:center;gap:10px;padding:13px 14px;border:1.5px solid var(--line);border-radius:14px;font-weight:500;font-size:.92rem;transition:.15s;cursor:pointer;background:#fff;text-align:left}
.chip svg{width:20px;height:20px;color:var(--redwood);flex-shrink:0}
.chip:hover,.chip.selected{border-color:var(--redwood);background:#FBF5F1}
.quote-card .btn{width:100%;margin-top:18px}
.quote-card small{display:block;text-align:center;color:var(--muted);margin-top:12px;font-size:.8rem}

/* Page hero (interior) */
.page-hero{position:relative;color:#fff;isolation:isolate;overflow:hidden}
.page-hero .hero-bg img{object-position:center 40%}
.page-hero::before{content:"";position:absolute;inset:0;z-index:-1;background:linear-gradient(100deg,rgba(14,32,27,.93),rgba(14,32,27,.6))}
.page-hero .container{padding:96px 24px 88px}
.page-hero h1{font-size:clamp(2.2rem,4.6vw,3.6rem);margin:16px 0 16px;max-width:780px}
.page-hero .eyebrow{color:var(--redwood-300)}
.page-hero p{color:rgba(255,255,255,.8);max-width:620px;font-size:1.12rem}
.crumbs{font-size:.85rem;color:rgba(255,255,255,.6);margin-bottom:18px}
.crumbs a:hover{color:#fff}

/* Trust strip */
.trust{border-bottom:1px solid var(--line)}
.trust .container{display:flex;align-items:center;justify-content:space-between;gap:28px;padding:26px 24px;flex-wrap:wrap}
.trust-item{display:flex;align-items:center;gap:12px;font-size:.92rem;font-weight:500;color:#2c2f30}
.trust-item svg{width:26px;height:26px;color:var(--redwood);flex-shrink:0}
.trust-item small{display:block;color:var(--muted);font-weight:400;font-size:.8rem}

/* Feature/why grid */
.grid{display:grid;gap:24px}
.g2{grid-template-columns:repeat(2,1fr)}
.g3{grid-template-columns:repeat(3,1fr)}
.g4{grid-template-columns:repeat(4,1fr)}
.feature{padding:30px;border-radius:var(--radius);background:#fff;border:1px solid var(--line);transition:.2s}
.feature:hover{box-shadow:var(--shadow);transform:translateY(-2px)}
.icon-badge{width:52px;height:52px;border-radius:14px;background:#FBF0EA;color:var(--redwood);display:grid;place-items:center;margin-bottom:20px}
.icon-badge svg{width:26px;height:26px}
.feature h3{margin-bottom:8px}
.feature p{font-size:.95rem}
.bg-forest .feature{background:var(--forest-700);border-color:rgba(255,255,255,.08)}
.bg-forest .icon-badge{background:rgba(214,120,84,.15);color:var(--redwood-300)}

/* Coverage cards */
.cov-card{position:relative;border-radius:var(--radius);overflow:hidden;background:#fff;border:1px solid var(--line);display:flex;flex-direction:column;transition:.25s}
.cov-card:hover{box-shadow:var(--shadow-lg);transform:translateY(-4px)}
.cov-card .media{aspect-ratio:16/10;overflow:hidden}
.cov-card .media img{width:100%;height:100%;object-fit:cover;transition:transform .6s ease}
.cov-card:hover .media img{transform:scale(1.05)}
.cov-card .body{padding:24px 24px 26px;display:flex;flex-direction:column;gap:8px;flex:1}
.cov-card .body p{font-size:.95rem;flex:1}
.cov-card .link-arrow{margin-top:8px}

/* Business split list */
.split{display:grid;grid-template-columns:1fr 1fr;gap:64px;align-items:center}
.split-media{position:relative}
.split-media img{border-radius:24px;width:100%;aspect-ratio:4/5;object-fit:cover}
.split-media .float{position:absolute;bottom:-26px;left:-26px;background:#fff;color:var(--ink);border-radius:18px;padding:20px 22px;box-shadow:var(--shadow-lg);max-width:270px}
.split-media .float strong{display:block;font-size:1.05rem}
.split-media .float span{font-size:.86rem;color:var(--muted)}
.biz-list{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin:32px 0 36px}
.biz-list a{display:flex;align-items:center;gap:12px;padding:14px 16px;border-radius:14px;background:rgba(255,255,255,.05);border:1px solid rgba(255,255,255,.1);font-weight:500;font-size:.94rem;color:var(--cream);transition:.15s}
.biz-list a:hover{background:rgba(255,255,255,.1);border-color:var(--redwood-300)}
.biz-list svg{width:20px;height:20px;color:var(--redwood-300);flex-shrink:0}

/* Callout */
.callout{display:grid;grid-template-columns:1.1fr 1fr;border-radius:28px;overflow:hidden;background:var(--sand)}
.callout .text{padding:56px}
.callout .text h2{margin:14px 0 16px;font-size:clamp(1.7rem,3vw,2.4rem)}
.callout ul{list-style:none;margin:24px 0 32px;display:grid;gap:14px}
.callout li{display:flex;gap:12px;color:#33383a}
.callout li svg{width:22px;height:22px;color:var(--moss);flex-shrink:0;margin-top:1px}
.callout img{width:100%;height:100%;object-fit:cover;min-height:340px}

/* Steps */
.steps{counter-reset:s;display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.step{position:relative;padding:34px 30px;border-radius:var(--radius);background:#fff;border:1px solid var(--line)}
.step::before{counter-increment:s;content:"0" counter(s);font-size:.85rem;font-weight:700;color:var(--redwood);letter-spacing:.08em;display:block;margin-bottom:18px}
.step h3{margin-bottom:8px}

/* Self quote cards */
.sq{display:grid;grid-template-columns:1fr 1fr;gap:24px}
.sq-card{border-radius:24px;padding:40px;position:relative;overflow:hidden;isolation:isolate;color:#fff;min-height:300px;display:flex;flex-direction:column;justify-content:flex-end}
.sq-card img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;z-index:-2}
.sq-card::before{content:"";position:absolute;inset:0;z-index:-1;background:linear-gradient(0deg,rgba(14,32,27,.95) 10%,rgba(14,32,27,.35))}
.sq-card .tag{align-self:flex-start;background:rgba(255,255,255,.15);backdrop-filter:blur(8px);padding:6px 12px;border-radius:999px;font-size:.78rem;font-weight:600;letter-spacing:.04em;margin-bottom:auto}
.sq-card h3{font-size:1.6rem;margin:16px 0 8px}
.sq-card p{color:rgba(255,255,255,.8);margin-bottom:22px}
.note{margin-top:22px;padding:16px 20px;border-radius:14px;background:var(--cream);border-left:3px solid var(--redwood);font-size:.92rem;color:#44494b}

/* Agent */
.agent{display:grid;grid-template-columns:.85fr 1.15fr;gap:72px;align-items:center}
.agent-photo{position:relative}
.agent-photo{max-width:460px;margin:0 auto;width:100%}
.agent-photo img{border-radius:50%;width:100%;aspect-ratio:1/1;object-fit:cover;box-shadow:0 0 0 10px #fff,0 0 0 11px var(--line),var(--shadow-lg)}
.agent-photo::after{content:"";position:absolute;inset:auto -6% -6% auto;width:46%;height:46%;border-radius:50%;background:var(--redwood);opacity:.12;z-index:-1}
.agent-photo{isolation:isolate}
.agent h2{margin:14px 0 18px}
.agent p + p{margin-top:14px}
.sig{margin-top:28px;display:flex;align-items:center;gap:16px}
.sig strong{display:block;font-size:1.1rem}
.sig span{color:var(--muted);font-size:.9rem}
.creds{display:flex;gap:10px;flex-wrap:wrap;margin-top:24px}
.creds span{padding:8px 14px;border-radius:999px;background:var(--cream);font-size:.84rem;font-weight:500;color:#3a3f41}

/* Reviews */
.reviews{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.review{background:#fff;border-radius:var(--radius);padding:30px;border:1px solid var(--line);display:flex;flex-direction:column}
.stars{display:flex;gap:3px;color:#E0A526;margin-bottom:16px}
.stars svg{width:18px;height:18px}
.review blockquote{color:#2c2f30;font-size:1rem;flex:1}
.review footer{display:flex;align-items:center;gap:12px;margin-top:22px;padding-top:18px;border-top:1px solid var(--line)}
.avatar{width:42px;height:42px;border-radius:50%;background:var(--forest);color:var(--cream);display:grid;place-items:center;font-weight:600;font-size:.95rem;flex-shrink:0}
.review footer strong{display:block;font-size:.95rem}
.review footer span{font-size:.82rem;color:var(--muted)}

/* Promo cards */
.promo{display:grid;grid-template-columns:1fr 1fr;gap:24px}
.promo-card{display:grid;grid-template-columns:1fr 1fr;border-radius:24px;overflow:hidden;background:#fff;border:1px solid var(--line)}
.promo-card img{width:100%;height:100%;object-fit:cover;min-height:260px}
.promo-card .t{padding:34px;display:flex;flex-direction:column;justify-content:center;gap:12px}
.promo-card.dark{background:var(--forest);border:0}
.promo-card.dark h3{color:#fff}
.promo-card.dark p{color:rgba(247,242,235,.75)}
.promo-card.dark .link-arrow{color:var(--redwood-300)}

/* Blog */
.post{display:flex;flex-direction:column;gap:14px}
.post .media{border-radius:var(--radius);overflow:hidden;aspect-ratio:16/10}
.post .media img{width:100%;height:100%;object-fit:cover;transition:transform .5s}
.post:hover .media img{transform:scale(1.04)}
.post time{font-size:.82rem;color:var(--muted);font-weight:500}
.post h3{font-size:1.15rem}
.post:hover h3{color:var(--redwood)}

/* Locations */
.offices{display:grid;grid-template-columns:1fr 1fr;gap:24px}
.office{border-radius:24px;overflow:hidden;background:#fff;border:1px solid var(--line)}
.office iframe{width:100%;height:240px;border:0;display:block;filter:saturate(.85)}
.office .info{padding:28px;display:grid;gap:14px}
.office h3{display:flex;justify-content:space-between;align-items:center}
.office h3 span{font-size:.75rem;font-weight:600;background:#E6EFE9;color:var(--moss);padding:5px 10px;border-radius:999px;letter-spacing:0}
.office .row{display:flex;gap:12px;align-items:flex-start;color:#3a3f41;font-size:.95rem}
.office .row svg{width:19px;height:19px;color:var(--redwood);flex-shrink:0;margin-top:2px}
.office .actions{display:flex;gap:10px;margin-top:6px;flex-wrap:wrap}
.office .btn{padding:11px 18px;font-size:.9rem}

/* CTA band */
.cta-band{position:relative;border-radius:32px;overflow:hidden;isolation:isolate;padding:80px 64px;color:#fff;display:flex;justify-content:space-between;align-items:center;gap:40px;flex-wrap:wrap}
.cta-band img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;z-index:-2}
.cta-band::before{content:"";position:absolute;inset:0;z-index:-1;background:linear-gradient(90deg,rgba(122,37,8,.95),rgba(14,32,27,.85))}
.cta-band h2{max-width:560px}
.cta-band p{color:rgba(255,255,255,.82);margin-top:12px;max-width:520px}
.cta-band .actions{display:flex;gap:12px;flex-wrap:wrap}

/* Footer */
.site-footer{background:var(--forest);color:rgba(247,242,235,.72);padding:80px 0 0;margin-top:96px}
.footer-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr 1.2fr;gap:48px}
.footer-grid img{height:60px;width:auto;margin-bottom:20px}
.footer-grid h4{color:#fff;font-size:.95rem;margin-bottom:18px;letter-spacing:0}
.footer-grid ul{list-style:none;display:grid;gap:10px;font-size:.93rem}
.footer-grid a:hover{color:#fff}
.footer-grid p{color:rgba(247,242,235,.65);font-size:.93rem}
.socials{display:flex;gap:10px;margin-top:22px}
.socials a{width:40px;height:40px;border-radius:50%;border:1px solid rgba(255,255,255,.18);display:grid;place-items:center;transition:.15s}
.socials a:hover{background:var(--redwood);border-color:var(--redwood);color:#fff}
.socials svg{width:17px;height:17px}
.foot-office{font-size:.92rem;margin-bottom:16px}
.foot-office strong{color:#fff;display:block;font-weight:600}
.footer-bottom{border-top:1px solid rgba(255,255,255,.1);margin-top:56px;padding:24px 0;display:flex;justify-content:space-between;gap:16px;font-size:.84rem;flex-wrap:wrap}
.footer-bottom nav{display:flex;gap:20px;flex-wrap:wrap}
.award{display:inline-flex;align-items:center;gap:10px;margin-top:22px;padding:10px 14px;border-radius:12px;background:rgba(255,255,255,.06);font-size:.82rem}
.award svg{width:22px;height:22px;color:#E0A526}

/* Coverage detail pages */
.subnav{position:sticky;top:78px;z-index:30;background:#fff;border-bottom:1px solid var(--line)}
.subnav .container{display:flex;gap:6px;overflow-x:auto;padding:12px 24px;scrollbar-width:none}
.subnav .container::-webkit-scrollbar{display:none}
.subnav a{padding:8px 14px;border-radius:999px;font-size:.88rem;font-weight:500;white-space:nowrap;color:#3a3f41;border:1px solid var(--line)}
.subnav a:hover{border-color:var(--redwood);color:var(--redwood)}
.detail{display:grid;grid-template-columns:1fr 1fr;gap:64px;align-items:center;padding:72px 0;border-bottom:1px solid var(--line);scroll-margin-top:150px}
.detail:last-child{border-bottom:0}
.detail.flip .detail-media{order:2}
.detail-media img{border-radius:24px;width:100%;aspect-ratio:4/3;object-fit:cover}
.detail h2{font-size:clamp(1.7rem,3vw,2.3rem);margin:12px 0 14px}
.checks{list-style:none;display:grid;grid-template-columns:1fr 1fr;gap:10px 20px;margin:22px 0 28px}
.checks li{display:flex;gap:10px;font-size:.94rem;color:#33383a}
.checks svg{width:20px;height:20px;color:var(--moss);flex-shrink:0;margin-top:1px}
.mini-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.mini{padding:26px;border-radius:var(--radius);border:1px solid var(--line);background:#fff;scroll-margin-top:150px}
.mini h3{margin:4px 0 8px;font-size:1.12rem}
.mini p{font-size:.93rem}

/* Industries */
.industries{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}
.industry{display:flex;align-items:center;gap:12px;padding:18px;border-radius:14px;background:#fff;border:1px solid var(--line);font-weight:500;font-size:.94rem}
.industry svg{width:22px;height:22px;color:var(--redwood)}

/* FAQ */
.faq{max-width:820px;margin:0 auto;display:grid;gap:12px}
.faq details{background:#fff;border:1px solid var(--line);border-radius:16px;padding:0 24px;transition:.2s}
.faq details[open]{box-shadow:var(--shadow)}
.faq summary{list-style:none;cursor:pointer;padding:22px 0;font-weight:600;display:flex;justify-content:space-between;gap:20px;align-items:center}
.faq summary::-webkit-details-marker{display:none}
.faq summary svg{width:20px;height:20px;flex-shrink:0;transition:transform .2s;color:var(--redwood)}
.faq details[open] summary svg{transform:rotate(45deg)}
.faq details p{padding:0 0 22px}

/* Forms */
.form-wrap{display:grid;grid-template-columns:1.4fr .8fr;gap:40px;align-items:start}
.form-card{background:#fff;border:1px solid var(--line);border-radius:24px;padding:40px;box-shadow:var(--shadow)}
.form-card h2{font-size:1.7rem;margin-bottom:6px}
.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px;margin-top:28px}
.form-grid .full{grid-column:1/-1}
label{display:block;font-size:.86rem;font-weight:600;margin-bottom:7px;color:#2c2f30}
input,select,textarea{width:100%;padding:13px 15px;border-radius:12px;border:1.5px solid var(--line);background:#FDFCFA;transition:.15s;font-size:.96rem}
input:focus,select:focus,textarea:focus{outline:0;border-color:var(--redwood);background:#fff;box-shadow:0 0 0 4px rgba(122,37,8,.08)}
textarea{min-height:120px;resize:vertical}
.seg{display:flex;gap:6px;padding:6px;background:var(--cream);border-radius:999px;margin-top:22px;width:max-content;max-width:100%;flex-wrap:wrap}
.seg button{border:0;background:transparent;padding:10px 20px;border-radius:999px;font-weight:600;font-size:.92rem;cursor:pointer;color:var(--muted)}
.seg button.on{background:#fff;color:var(--redwood);box-shadow:0 2px 8px rgba(0,0,0,.06)}
.check-row{display:flex;flex-wrap:wrap;gap:10px}
.check-row label{display:flex;align-items:center;gap:8px;padding:10px 14px;border:1.5px solid var(--line);border-radius:12px;font-weight:500;cursor:pointer;margin:0}
.check-row input{width:auto}
.form-card .btn{margin-top:26px}
.form-note{font-size:.82rem;color:var(--muted);margin-top:14px}
.side-card{border-radius:24px;padding:32px;background:var(--forest);color:var(--cream);position:sticky;top:110px}
.side-card h3{color:#fff;margin-bottom:10px}
.side-card p{color:rgba(247,242,235,.75);font-size:.95rem}
.side-card .row{display:flex;gap:12px;margin-top:18px;font-size:.95rem}
.side-card .row svg{width:20px;height:20px;color:var(--redwood-300);flex-shrink:0;margin-top:2px}
.side-card .row strong{color:#fff;display:block}
.toast{position:fixed;bottom:24px;left:50%;transform:translate(-50%,120px);background:var(--forest);color:#fff;padding:14px 22px;border-radius:999px;box-shadow:var(--shadow-lg);font-weight:500;font-size:.95rem;z-index:200;transition:transform .35s ease,opacity .35s;opacity:0;visibility:hidden;display:flex;align-items:center;gap:10px;max-width:calc(100vw - 32px)}
.toast svg{width:20px;height:20px;color:#8FD3A8}
.toast.show{transform:translate(-50%,0);opacity:1;visibility:visible}

/* Service tiles (client services) */
.tiles{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.tile{padding:30px;border-radius:var(--radius);background:#fff;border:1px solid var(--line);display:flex;flex-direction:column;gap:10px;transition:.2s}
.tile:hover{border-color:var(--redwood);box-shadow:var(--shadow);transform:translateY(-2px)}
.tile p{font-size:.94rem;flex:1}

/* Values */
.timeline{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}
.tl{padding:28px;border-radius:var(--radius);background:#fff;border:1px solid var(--line)}
.tl b{font-size:2rem;color:var(--redwood);letter-spacing:-.03em;display:block;margin-bottom:6px}

/* Reveal animation */
.reveal{opacity:0;transform:translateY(18px);transition:opacity .7s ease,transform .7s ease}
.reveal.in{opacity:1;transform:none}
@media (prefers-reduced-motion:reduce){.reveal{opacity:1;transform:none}*{transition:none!important}}

/* Responsive */
@media (max-width:1100px){
  .menu,.nav-phone{display:none}
  .burger{display:flex}
  .g4,.industries,.timeline{grid-template-columns:repeat(2,1fr)}
  .footer-grid{grid-template-columns:1fr 1fr}
  .promo{grid-template-columns:1fr}
}
@media (max-width:900px){
  .section{padding:72px 0}
  .hero-inner{grid-template-columns:1fr;padding:72px 0 80px;gap:40px}
  .g3,.reviews,.steps,.tiles,.mini-grid{grid-template-columns:1fr 1fr}
  .split,.agent,.detail,.callout,.form-wrap,.offices,.sq{grid-template-columns:1fr}
  .split{gap:56px}
  .detail{gap:32px;padding:56px 0}
  .detail.flip .detail-media{order:0}
  .agent{gap:48px}
  .callout .text{padding:40px 32px}
  .callout img{min-height:260px;max-height:340px}
  .side-card{position:static}
  .cta-band{padding:56px 36px}
  .split-media .float{left:16px;bottom:-22px}
}
@media (max-width:640px){
  body{font-size:15.5px}
  .container{padding:0 18px}
  .topbar-left span.hide-sm,.topbar-right{display:none}
  .topbar .container{justify-content:center}
  .nav{height:68px}
  .brand img{height:46px}
  .nav-cta .btn{display:none}
  .subnav{top:68px}
  .g2,.g3,.g4,.reviews,.steps,.tiles,.mini-grid,.timeline,.biz-list,.checks,.form-grid,.footer-grid{grid-template-columns:1fr}
  .industries{grid-template-columns:1fr 1fr}
  .hero-stats{gap:26px}
  .hero-stats strong{font-size:1.35rem}
  .quote-card{padding:22px}
  .promo-card{grid-template-columns:1fr}
  .promo-card img{min-height:200px;max-height:220px}
  .sq-card{padding:28px;min-height:280px}
  .form-card{padding:26px 20px}
  .cta-band{padding:44px 24px;border-radius:24px}
  .page-hero .container{padding:64px 18px 60px}
  .section-head{margin-bottom:32px}
  .footer-bottom{flex-direction:column}
  .btn{padding:13px 20px}
  .hero-actions .btn{flex:1}
}