Financing under all circumstances
Good credit, bad credit, no credit — no problem. As a buy here, pay here dealer, we make the decision right here on the lot.
We are the bank
Banks look at a score. We look at you — your job, your budget, and your plans. Because we finance in-house and work with many outside lenders, we can find the right fit when others say no.
- First-time buyers welcomeNo credit history? We'll help you build it.
- Past bankruptcy or repossessionYour past doesn't have to decide your next car.
- Payments that match your paydayWeekly, bi-weekly or monthly — your choice.
- Fast, local decisionsDecisions are made right here at our office, not by a distant bank.
situations welcome
See what fits your budget
Play with the numbers to get a ballpark monthly payment. Your actual rate and terms are set when you apply.
Apply in 2 minutes
Tell us a little about yourself and Rudy will call you back to talk through options.
What to bring
Having these on hand speeds up your approval so you can drive home sooner.
Valid driver's license
A current California license or state ID.
Proof of income
Recent pay stubs, bank statements or benefit letters.
Proof of residence
A recent utility bill or lease with your current address.
References
A few personal references with names and phone numbers.
Financing questions, answered
What does “buy here, pay here” mean?
It means Hiatt Auto Sales finances your car directly instead of sending your application to a bank. You choose the car, get approved and make your payments — all with us.
Can I get approved with bad credit or no credit?
Yes. We specialize in financing under all circumstances. Steady income and a reasonable down payment matter more to us than a credit score.
How much do I need for a down payment?
It depends on the vehicle and your situation. Give us a call and we'll walk through options that fit your budget.
Can I trade in my current car?
Absolutely. We take trade-ins and can apply your vehicle's value toward your down payment. We'll also buy your car outright.
How do I make my payments?
Stop by our office at 603 Santa Rosa Ave during business hours, or call us to arrange the option that works best for you.
Ready for your next car?
Stop by the lot or give Rudy a call — we'll match you with the right car and the right payment.