
Insurance for every part of your life.
Car, home, boat, RV, umbrella, mobile home, life and small-business coverage — explained clearly and tailored to you.

Protection for the cars you drive every day — and the people in them.
From your daily commute down the 101 to a weekend drive up Highway 1, we’ll help you choose liability limits and deductibles that make sense for your household and budget.
- Liability (bodily injury & property damage)
- Collision & comprehensive
- Uninsured / underinsured motorist
- Medical payments
- Towing & rental reimbursement
- Multi-car and safe-driver savings

Coverage for the place you call home and everything in it.
Marin homes face real risks — from wildfire season to winter storms. We help you insure your home for what it would actually cost to rebuild, plus your belongings and personal liability.
- Dwelling & other structures
- Personal property
- Loss of use / additional living expense
- Personal liability
- Condo & renters policies
- Earthquake options

On the bay, the delta or the lake — be covered on the water.
From sailboats in the Petaluma River to fishing boats and personal watercraft, we tailor coverage for your hull, equipment and liability on the water.
- Hull & physical damage
- Boating liability
- Medical payments
- Uninsured boater
- Trailer coverage
- Towing & on-water assistance

Hit the road knowing your home-on-wheels is protected.
Motorhomes, travel trailers and campers need more than a standard auto policy. We help cover the vehicle, your belongings inside and your liability at the campsite.
- Collision & comprehensive
- Personal effects
- Vacation liability
- Full-timer coverage
- Emergency expense
- Roadside assistance

An extra layer of protection above your auto and home.
A personal umbrella policy picks up where your auto and homeowners liability limits end — protecting your savings and future earnings from a major lawsuit.
- $1M+ in extra liability
- Covers auto, home & watercraft liability
- Legal defense costs
- Libel & slander protection
- Affordable for the protection
- Covers your whole household

Specialized coverage built for manufactured homes.
Mobile and manufactured homes have unique coverage needs. We help protect the structure, your belongings and your liability — in a park or on your own land.
- Dwelling & attached structures
- Personal property
- Additional living expense
- Personal liability
- Trip collision (moving the home)
- Replacement cost options

Peace of mind for the people who depend on you.
Whether you need affordable term coverage while the kids are young or a permanent policy for estate planning, we’ll walk you through the options in plain English.
- Term life
- Whole life
- Universal life
- Disability income
- Long-term care
- Coverage for spouses & children

Small-business coverage, packaged simply.
A Business Owners Policy (BOP) bundles property and liability protection for small businesses in one affordable package.
- Building & contents
- General liability
- Loss of income
- Money & securities
- Glass & signs
- Hired & non-owned auto
Not sure what you need?
Call us and we’ll review your current policies with you — free.
