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Baywood Center · 1682 Novato Blvd, Suite 252, Novato CA License #0688139
Call for a free quote (415) 897-2000
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Coverage

Insurance for every part of your life.

Car, home, boat, RV, umbrella, mobile home, life and small-business coverage — explained clearly and tailored to you.

Auto insurance
Auto insurance

Protection for the cars you drive every day — and the people in them.

From your daily commute down the 101 to a weekend drive up Highway 1, we’ll help you choose liability limits and deductibles that make sense for your household and budget.

  • Liability (bodily injury & property damage)
  • Collision & comprehensive
  • Uninsured / underinsured motorist
  • Medical payments
  • Towing & rental reimbursement
  • Multi-car and safe-driver savings
Tip: Bundling auto with your home policy is often one of the easiest ways to save.
Get a auto quote
Homeowners insurance
Homeowners insurance

Coverage for the place you call home and everything in it.

Marin homes face real risks — from wildfire season to winter storms. We help you insure your home for what it would actually cost to rebuild, plus your belongings and personal liability.

  • Dwelling & other structures
  • Personal property
  • Loss of use / additional living expense
  • Personal liability
  • Condo & renters policies
  • Earthquake options
Tip: Review your dwelling limit every few years — construction costs in the Bay Area change fast.
Get a homeowners quote
Boat & watercraft
Boat & watercraft

On the bay, the delta or the lake — be covered on the water.

From sailboats in the Petaluma River to fishing boats and personal watercraft, we tailor coverage for your hull, equipment and liability on the water.

  • Hull & physical damage
  • Boating liability
  • Medical payments
  • Uninsured boater
  • Trailer coverage
  • Towing & on-water assistance
Tip: Ask about lay-up credits if your boat is stored out of the water part of the year.
Get a boat quote
RV & motorhome
RV & motorhome

Hit the road knowing your home-on-wheels is protected.

Motorhomes, travel trailers and campers need more than a standard auto policy. We help cover the vehicle, your belongings inside and your liability at the campsite.

  • Collision & comprehensive
  • Personal effects
  • Vacation liability
  • Full-timer coverage
  • Emergency expense
  • Roadside assistance
Tip: Full-time RVers need different coverage than weekend travelers — let us know how you use yours.
Get a rv quote
Umbrella liability
Umbrella liability

An extra layer of protection above your auto and home.

A personal umbrella policy picks up where your auto and homeowners liability limits end — protecting your savings and future earnings from a major lawsuit.

  • $1M+ in extra liability
  • Covers auto, home & watercraft liability
  • Legal defense costs
  • Libel & slander protection
  • Affordable for the protection
  • Covers your whole household
Tip: Umbrella policies are one of the best values in insurance for homeowners and families.
Get a umbrella quote
Mobile & manufactured homes
Mobile & manufactured homes

Specialized coverage built for manufactured homes.

Mobile and manufactured homes have unique coverage needs. We help protect the structure, your belongings and your liability — in a park or on your own land.

  • Dwelling & attached structures
  • Personal property
  • Additional living expense
  • Personal liability
  • Trip collision (moving the home)
  • Replacement cost options
Get a mobile quote
Life insurance
Life insurance

Peace of mind for the people who depend on you.

Whether you need affordable term coverage while the kids are young or a permanent policy for estate planning, we’ll walk you through the options in plain English.

  • Term life
  • Whole life
  • Universal life
  • Disability income
  • Long-term care
  • Coverage for spouses & children
Get a life quote
Business owners
Business owners

Small-business coverage, packaged simply.

A Business Owners Policy (BOP) bundles property and liability protection for small businesses in one affordable package.

  • Building & contents
  • General liability
  • Loss of income
  • Money & securities
  • Glass & signs
  • Hired & non-owned auto
Get a business quote

Not sure what you need?

Call us and we’ll review your current policies with you — free.

Call Free quote