Independent escrow, closed safe and sure.
Atlantic Escrow is a licensed, bonded and completely impartial escrow company. Our certified senior escrow officers protect every condition of your agreement — from first home to 1031 exchange.
Escrow expertise for every side of the transaction
Top-quality service counts with us, not assembly-line volume. Your escrow is handled as an individual trust — never a case number among thousands.
Home Buyers & Sellers
Your property investment is controlled by the escrow agreement you sign. We protect every detail so you close as planned.
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Real Estate Professionals
An impartial, licensed escrow partner that keeps your deals on schedule and your clients confident.
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Loan Brokers, Banks & Lenders
Protect your funds through closing with an independent agent that safeguards every participating interest.
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Real Estate Developers
Commercial, multi-family and development escrows handled as custom projects — never a case number.
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We know the traps — so your closing doesn't fall into them.
During escrow, the escrow holder controls your funds and decides when every instruction has been satisfied. That's why the company you choose matters.
- Senior officers work directly with you. California Escrow Association (CEA) certified officers manage scheduling, compliance and every contingency.
- One of the highest staff-to-management ratios in the field — always enough hands to keep paperwork timely and correct.
- Modern technology for instant status updates, secure document handling and compliance verification.
- Competitive rates. The best escrow should never cost you more — and with us, it doesn't.
Not all escrow is held to the same standard.
Escrow departments inside brokerages, title companies and banks aren't licensed escrow companies. Independent escrow is regulated, bonded, audited and impartial by design.
See the full comparison| Atlantic Escrow | In-house escrow* | |
|---|---|---|
| State licensed (DFPI) | Yes | No |
| Bonded | Yes | No |
| Unannounced annual state audits | Yes | No |
| Annual CPA audits | Yes | No |
| Trust funds insured up to $5M | Yes | No |
| Fully impartial third party | Yes | No |
*Realty, title company, bank and savings & loan escrow departments.
A clear path from open to close
Every transaction is unique, but every Atlantic Escrow file follows the same disciplined process.
1. Open escrow
We receive the signed purchase agreement, deposit earnest money and send opening instructions to all parties.
2. Title & disclosures
We order the preliminary title report, request payoffs and track inspections, disclosures and contingency dates.
3. Sign & fund
Your senior officer reviews final figures with you, coordinates signing, and receives loan and buyer funds.
4. Record & close
Once every condition is met, the deed records, funds disburse and the keys change hands — safe and sure.
Trusted by buyers, sellers & agents
“I wish I could give more than five stars! Melody Xu is incredibly capable, responsible, patient, thorough and detailed. She goes above and beyond — even available after hours when needed.”
“Very professional and efficient.”
Had a great closing?
We'd love to hear about it. Your feedback helps other families and professionals find an escrow team they can trust.
Read & write reviewsFrom a first home to a shopping center
We've built our reputation serving demanding clients on many of the area's most significant properties.
- Residential purchases & sales
- Refinances
- 1031 exchanges
- Commercial property
- Apartment complexes
- Shopping centers & hotels
- Industrial property
- New development
- Business, license & franchise transfers
- Private-party loans
Ready to open escrow?
Talk with a senior escrow officer today. We'll review your transaction, answer questions and send a clear, competitive quote.