Your funds deserve an impartial guardian
You depend on the escrow contract to protect your funds up to closing. An independent escrow agent protects all participating interests, which gives your loan its best chance of avoiding a failed closing or costly mistake.
Our professional staff offers lenders masterful attention to detail, so every contractual intention — and every lender condition — is satisfied according to your instructions.
Built for the professional lending market
We've built our reputation serving demanding lenders on many of the area's most significant projects requiring intricate funding. Whether the transfer involves a public or corporate loan or a complex package with multiple borrowers, we know the way.
- Careful contract analysis — our officers review your escrow instructions line by line.
- Lender condition tracking through funding, recording and disbursement.
- Bonded, insured trust accounts protecting your funds for the entire escrow period.
- Private-party and multi-borrower loans handled with the same rigor as institutional funding.
A senior escrow officer, working directly with you
At the lead of every file are our California Escrow Association (CEA) certified senior escrow officers. Your officer manages scheduling and compliance and makes sure every requisite, obligation, stipulation, condition or restriction of your contract is met — completely and on time.
We have one of the highest ratios of staff to management in this field, so there are always enough hands to keep paperwork timely and correct. And our entire team is connected through modern database and internet technology for immediate reports, meeting logistics and compliance verification.
Our schedule is your schedule
All escrow companies must follow the same laws. The difference is how each one handles the details. We accommodate special contractual and logistical requirements with complete confidentiality, schedule evenings and weekends when needed, and our client contact representatives are available virtually 24 hours a day, 7 days a week.
The advantages of an independent escrow company
The most obvious advantage is objectivity. We don't operate under the front-office management of a lending institution, brokerage or title company — which removes even the hint of an influenced transfer.
Licensed escrow companies like ours must meet a higher government standard than non-licensed entities. Atlantic Escrow is bonded as required by law, so funds are protected during the entire escrow period. Non-licensed escrow entities are usually not bonded.
Oversight you can count on
Licensed escrow companies are subject to regular, unscheduled government audits and yearly CPA audits. In addition to state oversight, every employee is fully investigated, photographed and fingerprinted by the U.S. Department of Justice — so you're assured of the highest standards of integrity and professionalism.
Compare for yourself. See how independent escrow stacks up against realty, title, bank and S&L escrow departments in our comparison chart.
The best escrow should never cost more
One of the myths about escrow is that the best costs more — often it's just the opposite. The cheapest option can become the most expensive when things go wrong. Our proficiency and management efficiency let us offer some of the area's most competitive escrow rates without sacrificing service.