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2721 16th Street, Moline, IL 61265Moline, IL · Since 1962Mon–Fri 8:30–5:30 · Sat 10–11
(309) 764-6850
Home / Coverage
Coverage

Insurance for everything you drive, own and run.

As an independent agency we compare 11 carriers on every line we write — so you get better coverage at a better price.

Personal Auto
Personal Auto

Auto insurance that fits your car and your budget

Whether you need state-minimum liability to get legal or full coverage on a new vehicle, we compare rates across all of our carriers and show you exactly what you’re paying for. Good drivers get great prices — and drivers with a few bumps on their record still have options.

Liability

Covers injuries and damage you cause to others — required in Illinois.

Collision & Comprehensive

Repairs your own car after a crash, theft, hail or a deer.

Uninsured Motorist

Protects you when the other driver has little or no insurance.

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Homeowners
Homeowners

Protect the place you love

Your home is likely your largest investment. We’ll help you choose the right dwelling, personal property and liability limits, and make sure your mortgage lender gets the paperwork they need.

Dwelling

Rebuilds the structure after covered losses like fire or wind.

Personal Property

Replaces furniture, electronics and belongings.

Personal Liability

Covers you if a guest is hurt on your property.

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Renters
Renters

Big protection for a small monthly cost

Your landlord’s policy covers the building — not your stuff. Renters insurance protects your belongings, pays for temporary housing after a covered loss, and adds liability protection. Pair it with your auto policy for a multi-policy discount.

Belongings

Theft, fire and water damage to your things.

Loss of Use

Hotel and living costs if you can’t stay home.

Bundle Savings

Combine with auto to save on both.

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Motorcycle & ATV
Motorcycle & ATV

Ride with confidence

From cruisers and sport bikes to ATVs and side-by-sides, we cover riders, passengers and aftermarket parts. Lay-up options can keep costs down during the Illinois off-season.

Bike & Gear

Physical damage plus custom parts and equipment.

Passenger Liability

Protection for the people riding with you.

Seasonal Savings

Adjust coverage for the winter months.

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RV & Travel Trailer
RV & Travel Trailer

Coverage for the road less traveled

Travel trailers, fifth-wheels, pop-ups and motorhomes each have unique needs. We’ll cover the unit, your contents and campsite liability — so the only thing you worry about is the next destination.

Unit Coverage

Physical damage to your camper or motorhome.

Contents

Personal belongings stored inside.

Vacation Liability

Coverage while you’re parked at the campground.

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Boat & Personal Watercraft
Boat & Personal Watercraft

Protection on the river and the lake

Fishing boats, pontoons, runabouts and jet skis — we insure the hull, motor, trailer and your liability on the water, whether you launch on the Mississippi or head north for the weekend.

Hull & Motor

Damage from collision, storms or theft.

Trailer

Coverage for the trailer you haul it on.

On-Water Liability

Injuries or damage you cause to others.

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Commercial / Small Business
Commercial / Small Business

Insurance built around your business

Our commercial lines producer works with Quad Cities contractors, shops, restaurants and service businesses to package the right protection — at a price that makes sense for a local business.

General Liability

Customer injuries, property damage and lawsuits.

Commercial Auto

Work trucks, vans and company vehicles.

Business Property

Buildings, equipment and inventory.

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Fire, Flood & Umbrella
Fire, Flood & Umbrella

Fill the gaps in your protection

Standard home policies don’t cover flood — a real concern in the river valley. We also write fire-only policies for rentals and vacant property, plus umbrella policies that add an extra layer of liability protection on top of your home and auto.

Fire

Dwelling fire coverage for rentals and vacant homes.

Flood

Protection for structure and contents from rising water.

Umbrella

An extra $1M+ of liability above your other policies.

Quote Fire, Flood & Umbrella
Also available

Mobile home & manufactured housing

Specialized policies for mobile and manufactured homes, including coverage for the structure, your belongings and liability — through carriers like Foremost that specialize in it.

Ready to stop overpaying?

Get a free quote from up to 11 carriers in about five minutes — by phone, online, or in person.

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