Turned down somewhere else? We can get you insured today.
Marcussen has been helping Quad Cities drivers get back on the road for decades. We find a carrier that says yes and file your SR-22 the same day.
It’s not a policy — it’s proof.
An SR-22 is a certificate your insurance company files with the Illinois Secretary of State to prove you carry at least the state-required liability coverage. The state may require one before reinstating your license after certain violations.
If your policy cancels or lapses while an SR-22 is required, the insurer must notify the state — which can lead to another suspension. That’s why it pays to work with an agent who keeps an eye on it for you.
- Same-day SR-22 filing
- Low down payment & monthly plans
- Owner and non-owner SR-22 policies
- Rates shopped across multiple high-risk carriers
Common reasons drivers need an SR-22
DUI / DWI
Often required after an impaired-driving conviction or statutory summary suspension.
Driving uninsured
Caught without insurance or involved in an accident with no coverage.
Too many tickets
Repeated moving violations that led to a license suspension.
License reinstatement
The state requires proof of insurance before restoring driving privileges.
Questions we hear every day
How long will I need an SR-22 in Illinois?
In most cases Illinois requires drivers to maintain an SR-22 for three years, but the exact period depends on your violation. Your Secretary of State notice will list the requirement — bring it in and we’ll review it with you.
How fast can you file it?
Usually the same day you buy your policy. Your carrier files the SR-22 electronically with the state, and we’ll give you proof of insurance before you leave.
I don’t own a car. Can I still get an SR-22?
Yes. A non-owner policy provides liability coverage when you drive a vehicle you don’t own, and it satisfies the SR-22 requirement so you can reinstate your license.
Will an SR-22 make my insurance more expensive?
The filing fee itself is small. Rates depend on the violation behind it — which is why we shop multiple carriers that specialize in high-risk drivers to find you the lowest price.
What happens if I miss a payment?
If the policy cancels, the insurer notifies the state and your license may be suspended again. Call us before a payment is late — we’ll help you keep coverage active.
Real reviews from real Quad Cities drivers
“Very kind, honest and affordable! They got me in and out within 30 minutes, and I was extremely confident in my decision.”
“Good rates on insurance — less than half of what I was paying through Progressive. Nice people and easy to deal with.”
“Kim’s expertise and commitment made the insurance process easy and stress-free for me.”
Let’s get you back on the road.
Call or stop in with your Secretary of State letter — most SR-22 policies are written in under 30 minutes.